0 Chains
ETH · Base · MON · SOL · ARC
0%
Volatility Risk for Merchants
0 min
Shopify Plugin Setup Time
0%
API Uptime SLA

Powered by world-class infrastructure

Circle
Anthropic
1inch
LangChain
Resend
Firebase
The Problem

Crypto Payments Are Still Broken

Web3 commerce is stalled by six fundamental problems that every merchant and developer faces today.

Volatility Risk

Merchants accepting crypto face constant price swings — ETH drops 20% overnight and their revenue becomes unpredictable.

Chain Fragmentation

Payments arrive on ETH, Polygon, Solana — different chains create reconciliation nightmares and split liquidity.

Integration Complexity

Adding crypto checkout to Shopify or WooCommerce requires deep blockchain expertise most merchants simply don't have.

No Unified Wallet UX

Users manage separate wallets per chain, juggling seed phrases, gas tokens, and completely different interfaces.

Manual Operations

Invoice follow-ups, payment retries, FX conversion, and financial reporting are all done manually today.

Zero Smart Insights

No AI-driven analytics for fraud detection, cash flow forecasting, or payment optimization — merchants are flying blind.

How It Works

One Platform. Many Solutions.

From customer wallet to merchant balance — every token, every chain, fully automated. Here's the exact technical flow.

01
Customer Pays Any Token
ETH, SOL, USDT, or any supported asset. AbabilPay accepts it — no manual conversion by the merchant.
02
Atomic Swap to USDC
Our smart contracts atomically swap the inbound token to USDC in a single transaction. No intermediate step, no slippage risk.
03
Cross-Chain via Circle CCTP
USDC is burned on the source chain and natively minted on the destination. No wrapped tokens, no bridge exploit risk.
04
Settled to Merchant Wallet
Circle Developer Controlled Wallets deliver the USDC to the merchant's unified balance. Keys live in a secure enclave — never exposed.
05
AI Agents Monitor & Act
Six Claude-powered agents watch every transaction: fraud scoring, invoice generation, payment reminders, and cash-flow forecasting.
06
Real-Time Sync via WebSocket
Balance and status updates pushed instantly to dashboards, plugins, and webhooks. No polling, no stale data.
Auto-Convert to USDC

Customers Pay in Any Token.
Merchants Receive USDC.

ETH, SOL, MON and more auto-convert to USDC on deposit. Zero volatility for merchants.

ETH
Ethereum
SOL
Solana
MON
Monad
Auto-ConvertMax 0.5% slip
USDC
Always settled stable
0% volatility risk
Instant settlement
5 blockchain networks
Cross-Chain Bridge

Native Cross-Chain Bridge
No Wrapped Tokens

Burns USDC on source, mints native USDC on destination. No third-party bridges. No exploit risk.

Ethereum
ETH ↔ USDC
Active
Base
ETH ↔ USDC
Active
Monad
MON ↔ USDC
Active
Solana
SOL ↔ USDC
Active
Arc Logo
Arc
USDC ↔ USDC
Active
5
Chains
10–30s
Bridge Time
Native USDC
Settlement

Live Bridge Flow

ETH
BASE
MON
ARC
ARC
SOL
SOL
ETH

The AI Bridge Route Agent selects the cheapest + fastest route in real-time. Typical settlement: 10–30 seconds.

AI-Powered

Your Wallet, Controlled
by Natural Language

Type anything. Swap, stake, bridge, or send — the AI agent handles every on-chain action instantly.

Total Balance
+4.2%
$45,231.89
Updated just now
AI Agent
Live
Live Activity
SOL staked
2s ago
+$340
USDC → ETH
18s ago
$100
Bridge ETH
43s ago
$3,200
Yield claim
1m ago
+$12
Revenue Flow +18% MoM
Security & Speed
<80msLatency
99.99%Uptime
80+Chains
2.4M+TX/Day
Try AI Wallet
Control all Web3 actions with plain text
Launch App
Payment Features

Everything Merchants Need.
Nothing They Don't.

A complete USDC payment stack — from wallet to invoice to AI-powered automation.

USDC
ETH
SOL
BASE
MON
ARC

Unified USDC Wallet

One aggregated USDC balance across 5 chains. Live balance updates via WebSocket — no polling.

Any Token
USDC
Always USDC

Auto Token → USDC

Any token auto-swaps. Max 0.5% slippage. Merchants always receive stable USDC.

Draft
Sent
Viewed
Paid ✓

Invoice System

AI follow-ups at 3d, 1d before due and on overdue.

[fraud] tx $8,400 → new wallet
[fraud] anomaly: no match
[fraud] risk_score: 87 → HOLD
[fraud] tx $200 → known wallet
[fraud] risk_score: 4 → OK ✓
[fraud] tx $8,400 → new wallet

Fraud Agent

Anomaly detection · Risk score 0–100

ShopifyWooCommerceREST APIJS SDKPython SDKPHP SDK
⚡ 5-minute setup · No blockchain expertise needed

One-Click E-Commerce Plugins

Shopify App Store + WooCommerce. Crypto checkout auto-appears alongside Stripe and PayPal.

Orchestrator
Auto-Convert
Invoice AI
Fraud Guard
Insights
Bridge Route

6 Autonomous AI Agents

Built on Claude + LangChain. Running 24/7 — invoicing, fraud detection, forecasting, and routing.

Who It's For

Built for Every Role in Web3 Commerce

Whether you're paying, selling, or building — AbabilPay has a purpose-built experience for you.

Consumer

Your universal USDC wallet

  • Unified USDC balance across all chains
  • Auto-convert any token on deposit
  • Cross-chain bridge
  • Group bill split with live tracking
  • On-ramp from card or bank
Merchant

Accept crypto. Receive USDC.

  • Invoice system with AI follow-ups
  • Shopify & WooCommerce plugins
  • Zero volatility — always settle USDC
  • Off-ramp to bank in local currency
  • Real-time merchant dashboard
Developer

Build with the AbabilPay API

  • REST API with full TypeScript types
  • JS, Python & PHP SDKs
  • HMAC-signed webhook events
  • Testnet sandbox included
  • Docs at docs.ababilpay.io
AI Agent System

Six Agents Running Autonomously

Built on Claude (Anthropic) + LangChain. Each agent has a defined role and operates on live transaction data 24/7.

Orchestrator

Routes all events to the right agent

Auto-Convert

Swaps any token to USDC on every deposit

Invoice Follow-Up

Sends reminders at 3d, 1d before due, overdue

Fraud Detection

Scores every outgoing tx 0–100 in real-time

Insights

30-day cash flow forecasts from your data

Bridge Route

Picks the cheapest + fastest bridge route

For Developers

AbabilPay API,
Ready for Production

Clean REST APIs and type-safe SDKs. Integrate USDC payments, auto-convert, and cross-chain bridging in minutes — no blockchain expertise needed.

REST API + SDKs

JS, Python, and PHP SDKs. Full TypeScript types included.

HMAC Webhooks

Signed webhook events: payment.completed, invoice.paid, fraud.flagged.

Dev Sandbox

Full testnet environment included. Test payments end-to-end before going live.

ababil-pay · index.ts
1import { AbabilPay } from '@ababilpay/sdk';
2
3// Initialize — Circle API key under the hood
4const ababil = new AbabilPay({
5 apiKey: process.env.ABABILPAY_API_KEY,
6 env: 'mainnet',
7});
8
9// Create a payment intent — any token, always USDC
10const payment = await ababil.payments.create({
11 amount_usdc: 250.00,
12 accept_chains: ['ethereum', 'base', 'polygon', 'solana'],
13 auto_convert: true, // Any token → USDC
14 webhook_url: 'https://yoursite.com/webhook',
15 metadata: { order_id: 'ord_7890' },
16});
17
18// Bridge USDC across chains via Circle CCTP
19const bridge = await ababil.bridge.initiate({
20 amount_usdc: 500,
21 from_chain: 'ethereum',
22 to_chain: 'base',
23});
24
25console.log('Payment link:', payment.url);
26console.log('Bridge ETA:', bridge.estimated_seconds, 's');
✓ TypeScript·ES2022·Node 18+
@ababilpay/sdk v1.0.0
Why AbabilPay

Eight Reasons Merchants Choose AbabilPay

Real business outcomes — not just tech specs. Here's what changes when you switch to AbabilPay.

0% volatility

Predictable Revenue

Always settle in USDC regardless of what token your customer pays with. Eliminate FX risk and plan your cash flow with certainty.

190+ countries

Accept Payments Worldwide

Any customer, any chain, any token — no geographic restriction. Reach crypto-native buyers in 190+ countries with zero extra setup.

< 5 min setup

Live in 5 Minutes

Install from Shopify App Store or add one script tag to WooCommerce. No blockchain expertise, no developer required — just OAuth and go.

vs 2.9% card fee

Lower Fees Than Card Networks

No chargeback risk, no 2.9% Visa cut. On-chain settlement costs a fraction of traditional card processing — savings go back to you.

Circle regulated

Regulated & Trusted Infrastructure

Built on Circle — a regulated money transmitter. USDC is fully reserved, audited monthly, and backed by USD-denominated assets.

KYC-lite model

No KYC for Day-to-Day Use

Merchants and customers use the wallet immediately. KYC is only required for fiat on/off-ramp — not for USDC transfers or payments.

0 chargebacks

Zero Chargeback Risk

Blockchain transactions are final. Unlike card payments, there is no chargeback mechanism — dispute resolution is built-in at the protocol level.

< 4 hr response

Dedicated Merchant Support

Onboarding call, sandbox environment, Slack channel, and a team that answers within hours — not a chatbot. We grow when you grow.

USDC Stable

Zero volatility for merchants.

Auto Convert

Any token → USDC instantly.

Circle CCTP

Native multichain bridge.

AI Agents

6 autonomous agents running 24/7.

5-min Setup

Shopify & WooCommerce plugins.

How to Get Started

From sign-in to your first USDC payment in under two minutes.

01

Sign In with Google

One click, no password, no seed phrase, no wallet setup. Your Google account is your identity. Everything is provisioned automatically.

02

You're a Merchant

Your merchant dashboard is ready instantly. A payment wallet is automatically created for you — no configuration needed.

03

Start Accepting Payments

Share your payment link. Customers pay in any token on any chain — you always receive USDC. No volatility, no complexity.

FAQ

Frequently Asked Questions

Everything you need to know about AbabilPay's USDC-native infrastructure.

AbabilPay is a USDC-native, multichain-abstracted payment infrastructure platform. It's built on Circle's developer APIs for wallet and payment operations, Supabase as the primary backend, and an integrated AI Agent system for intelligent automation. Think of it as Stripe for the crypto economy — zero volatility for merchants, a unified wallet for consumers.
When any non-USDC token is deposited, a Supabase Edge Function triggers the Auto-Convert AI Agent. It fetches the best quote from 1inch or 0x, enforces a maximum 0.5% slippage limit, executes the swap, and credits USDC to the wallet — all automatically. If slippage exceeds 0.5%, the swap is queued and retried after 60 seconds. Supported tokens include ETH, MATIC, SOL, BNB, USDT, DAI, WBTC, AVAX, ARB and any ERC-20 with 1inch liquidity.
Circle's Cross-Chain Transfer Protocol (CCTP) allows AbabilPay to burn USDC on the source chain and mint native USDC on the destination chain — no wrapped tokens, no third-party bridges, and no bridge exploit risk. AbabilPay supports all pairs bidirectionally across ETH, Polygon, Base, Arbitrum, Avalanche, and Solana. Transfers typically settle in 10–30 seconds on CCTP v2.
No. AbabilPay uses Circle Developer Controlled Wallets, where Circle manages private keys in a secure enclave. Users never see a seed phrase. The UX feels exactly like a bank app — sign in with Google, your wallet is ready. KYC is only required for fiat on/off-ramp access, not for the core USDC wallet.
Merchants install the AbabilPay app directly from the Shopify App Store with one click. An OAuth flow connects their AbabilPay merchant account. Once connected, a crypto checkout option appears automatically at Shopify checkout alongside Stripe and PayPal. When a customer pays in any token, AbabilPay auto-converts to USDC and marks the Shopify order as paid via the Shopify Admin API. Refunds are issued directly from the AbabilPay merchant dashboard.
AbabilPay supports Ethereum, Polygon, Base, Arbitrum, Avalanche, and Solana — all pairs bidirectionally via Circle CCTP. For the auto-convert feature, any ERC-20 token with 1inch liquidity is supported, including ETH, MATIC, SOL, BNB, USDT, DAI, WBTC, AVAX, and ARB.
AbabilPay includes 6 autonomous AI agents built on Claude (Anthropic) with LangChain orchestration: (1) Orchestrator — central event router, (2) Auto-Convert Agent — swap executor on every non-USDC deposit, (3) Invoice Follow-Up Agent — sends reminders at 3 days before, 1 day before, and on overdue, (4) Fraud Detection Agent — real-time anomaly detection with risk scoring (0–100), (5) Insights & Forecast Agent — generates weekly revenue summaries and 30-day cash flow forecasts, (6) Bridge Route Agent — selects the cheapest route based on real-time gas prices.

Early Access

ONE WALLET.
ANY CHAIN.
ANY BUSINESS.

AbabilPay is launching soon. Join the whitelist to get early access and be the first to accept USDC payments.

Join the Whitelist

Non-custodial · USDC Native · Instant on-chain settlement